Privacy Policy

We gather information about you so that we can:

• Know who you are and thereby prevent unauthorized access to your information;
• Design and implement the investment and financial planning related services we provide you; and
• Comply with the Federal and State laws and regulations that govern us.

We may collect the following types of nonpublic personal information about you:

• Information from our initial meeting or subsequent consultations about your identity, such as your name, address, social security number, date of birth, and financial information;
• Information that we generate to service your financial needs; and
• Information that we may receive from third parties in connection with the services we provide you.

We collect nonpublic personal information about clients from the following sources:

• From you during our initial meeting or subsequent consultations;
• From you via applications, questionnaires, or other forms you complete;
• From your transactions with us or others as related to services we provide to you;
• From your other advisors, when authorized by you to share that information;
• Via a web server, if you visit our website — such information is often referred to as a "cookie" and indicates where a visitor has been online and what has been viewed; or from interactive tools or assessments hosted on our website that you voluntarily complete.

Privacy has always been important to SIP. We safeguard client information by preventing its unauthorized access, disclosure, or use. We maintain physical, electronic, and procedural safeguards to protect your confidential personal information, including password-protected user access to our computer files and strict confidentiality policies that apply to all SIP personnel.

Arrangements with companies or independent contractors not affiliated with SIP, or any individuals or companies we hire to help us provide services to you, will be subject to confidentiality agreements.

We restrict and limit access to client information only to those SIP associates who need to carry out their business functions. SIP associates are educated about safeguarding client information and will be required to acknowledge in writing their acceptance and understanding of our privacy policy.

We are permitted by law to disclose nonpublic personal information about you to unaffiliated third parties in certain circumstances. SIP may disclose your NPI:

1. 1.To individuals and/or entities not affiliated with SIP, including third-parties that assist in the supervision or management of your account(s);
2. 2.To unaffiliated service providers contracted by us for everyday business purposes in order to perform the duties of your engagement with SIP;
3. 3.To your authorized representative or power of attorney;
4. 4.When we receive your prior consent;
5. 5.As otherwise permitted in accordance with applicable federal and/or state privacy regulations.