The 'Almost' Weekly Blog
Markets to Macro to Planning and In-Between's. Decoding the drama with wit, strategy, and a sharp pulse on market moves and headline chaos.
The Three Engines of Wealth: How Serious Portfolios Actually Work
Most people start with one engine. The investors who build something that lasts eventually run three. Income. Growth. Protection. Here's how to know which engines you have — and which ones are missing.
Read Article →& Money
Your Brain Wasn't Built for Modern Money. Here's the Fix.
The anxiety you feel about your finances isn't a character flaw. It's a design mismatch — between a brain shaped over 200,000 years and a financial system invented last Tuesday, evolutionarily speaking. Once you understand why, you can build your way around it.
Read Article →The Boxer Trap: Why High Achievers Stay Financially Stuck
You are not stuck because you lack discipline. You are stuck because you are using yesterday's survival strategy as today's growth plan. High achievers are often the most financially frozen — not from laziness, but from an identity that stopped fitting. There is a name for this. And there is a map out.
Read Article →The Retirement Question Nobody Can Answer
Have you ever sat across from a financial advisor, nodding politely, while inside your head you were screaming? "What kind of retirement do you want?" And you freeze. Because how do you answer that question when life doesn't present itself as a clean projection?
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Women, Money & Menopause: Free Event at Ruben Hoar Library
An honest conversation about how menopause intersects with financial planning, career transitions, and long-term wealth. This free event at Ruben Hoar Library in Littleton, MA addressed the questions most financial advisors skip—hormones, career pivots, and building financial resilience during life's biggest transition.
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Money Moves for a Midlife Career Pivot
If you're in your 40s or 50s and thinking about a career change, you're not alone. Midlife has a way of sharpening our vision. You start seeing what's no longer working—the burnout, the boredom, the quiet feeling that maybe you've outgrown the box you spent decades building.
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Dear Frozen Friend: How Do You Stay Financially Grounded During a Crisis?
By reframing your fear into activation, and building adaptive financial systems! Do that instead of freezing in response to shifting markets, war, and policy shocks. You don't need to predict the future—you need a personal protocol that keeps you grounded when the world flexes.
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Market Timing & Lazy Narratives
Should you time the market? Of course not. But you better know how to spot a lazy narrative when you see one. Here's a classic example: "Miss the 10 best days in the market and you lose 50%+ of your returns!" Sounds terrifying. Convincing. Maybe even scientific. Until you dig deeper.
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SORR – Sequence of Returns Risks
SORR: Sequence of Returns Risk. The market's way of whispering, "Sorry… your averages matter less." You spend years building a retirement portfolio. You watch the averages. You think you're ready. And then—BAM—a crash hits right as you enter retirement.
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About Anu Rames
Anu Rames, Founder & Managing Principal of SIP, is an investment professional trusted by both institutions and individuals navigating the question "What's enough—and what's next?"
With nearly two decades of investing experience at global firms like BNP Paribas Asset Management, Liberty Mutual Investments, and Boston Trust Walden, Anu brings institutional rigor to human-centered outcomes.
Anu holds an MBA from Babson College and an engineering degree from Calicut University.